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Section 444
<br> which can reclaim the pledged property at any time
In the case of the property given as a pledge, the debtor can recover his property at any time by paying the loan taken from the creditor and in the case of the property given as collateral, if there is any interest on it.
(2) Notwithstanding anything written in sub-section (1), if the mortgaged property is cultivable land and at the time of return of the mortgaged land, if the creditor has planted crops on such land, the creditor shall be entitled to enjoy such crops unless otherwise agreed by the creditor and the borrower.